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If you’re like most entrepreneurs I work with, you probably love the holidays. With the holidays also comes the joy of constant celebration and gift-giving.It’s normal to experience the desire to show your appreciation and gratefulness by being generous to those you love. However, this joyful time can also bring a serious case of holiday hangover come January when the credit card bills come in with a balance higher than what you can actually afford.Today we’re discussing how to plan for your holiday gifting this season without breaking the bank. I want to help you think through how to give smartly without putting you in a situation that you’ll regret later.At the end of the day, this episode isn’t about not giving or not being in the holiday spirit. It is about being realistic about your financial situation and making spending choices that won’t set you back financially for the rest of next year.IN THIS EPISODE I DISCUSS: 12 steps to optimize your spending this holiday seasonHow to make sure your family is no