Next Gen Personal Finance

In this NGPF Podcast episode, Tim Ranzetta talks with Ram Palaniappan, founder of EarnIn, a platform that advances earned wages to help users avoid overdraft fees. Ram shares the story of EarnIn's origin, its role in empowering financially strained employees, and its impact on users from various sectors, including retail and healthcare. The discussion also explores the significance of innovative financial services in improving daily financial management and personal finance education.

In this NGPF Podcast episode, Tim talks with Stephen Chen, founder of Boldin, formerly NewRetirement. They discuss Steve’s entrepreneurial journey in financial planning, highlighting the transformation from NewRetirement to Boldin and the shift towards empowering users with comprehensive, accessible financial tools. The conversation delves into the importance of financial literacy, strategies for retirement planning, and the evolving landscape of financial advising fees. Steve also shares personal anecdotes and insights on how proper financial planning can significantly impact individual lives, underscoring the importance of starting financial education early.

In this NGPF Podcast episode, host Christian Sherrill talks with Diana Curtaz from Wayfinder about the impact of social emotional learning (SEL) on education. Diana discusses how Wayfinder's curriculum prepares students for future challenges by enhancing essential skills like empathy, agency, and adaptability. She explores the connection between SEL and financial literacy, emphasizing how these skills support prudent decision-making and financial management. Join in to hear how SEL is shaping students to be well-rounded individuals ready for modern life's complexities.

In this NGPF Podcast episode, Yanely Espinal speaks with Rand Selig, author and founder of Selig Capital Group. They explore themes from his book, "Thriving! How to Create a Healthier, Happier, and More Prosperous Life," discussing the importance of personal empowerment, character, and maintaining a growth mindset in finance. Rand also shares insights on integrating financial success with personal values, providing valuable guidance for achieving a balanced and fulfilling life.

In this NGPF Podcast episode, Yanely Espinal interviews Sheena Allen, founder of CapWay, about her journey from growing up in Mississippi to leading a fintech innovation that enhances financial inclusion. She discusses the challenges and systemic barriers in creating financial solutions for underserved communities. The episode covers Sheena's early app development ventures, her use of technology to address banking deserts, and her commitment to supporting Black and Brown communities. Insights include the complexities of starting a tech company as a non-technical founder and the transformative potential of fintech in financial education and access.

In this NGPF Podcast episode, Tim Ranzetta welcomes Abby and Katie, co-founders of ClassBank, to discuss their journey from teachers to tech entrepreneurs. They explore how ClassBank, a platform designed to simulate real-world financial scenarios, enhances financial literacy by integrating a digital classroom economy. The co-founders share insights on the evolution of their product, its impact on students' financial understanding, and their future plans to expand and adapt their offerings based on educator feedback.

In this NGPF Podcast episode, Tim Ranzetta welcomes Professor Meir Statman of Santa Clara University, where they discuss his latest insights on behavioral finance. Drawing on a rich academic career and his recent book, “A Wealth of Well-Being: A Holistic Approach to Behavioral Finance,” Professor Statman explores the intersection of finance with personal well-being, offering nuanced perspectives on why understanding human behavior is crucial in finance. Through his engaging narrative, he highlights the transformative power of combining financial knowledge with life goals to enhance overall well-being.

In this NGPF Podcast episode, Tim Ranzetta is joined by Sonia Dalal (Director of Curriculum) and Amanda Volz (Director of Professional Development) from the NGPF Team. Sonia explores NGPF's expanded curriculum, focusing on the versatile semester course designed to empower educators and engage students. Amanda discusses innovative teaching strategies to keep finance lessons dynamic and interesting. Together, they offer valuable insights for educators looking to enrich their financial literacy programs.

In this NGPF Speaker Series episode, Yanely interviews Joe Lanza of Dow Jones about their new educational initiative with the Wall Street Journal, aiming to enhance financial literacy resources for educators. Joe shares his personal and professional journey in finance and details the specific tools and resources being offered by Dow Jones to support financial education. The discussion emphasizes the critical need for integrating financial literacy into current educational frameworks, highlighting the broader implications for teachers and students alike.

In this episode of the NGPF Podcast, Tim interviews Coach Matt Dougherty from Paul Smith's College, nestled in the Adirondacks. Coach Matt discusses his approach to integrating environmental education with athletics and the impact of coaching on student athletes. He explores the challenges of building a nationally recognized sports program and emphasizes the importance of belonging and resilience in athletic training. This episode offers insights into the parallels between effective coaching and teaching, highlighting transformational coaching experiences.

In this episode, host Tim Ranzetta welcomes Dylan Ingerman and Cole Mattox of First Generation Investors. They discuss their early financial experiences and the founding of their nonprofit, which educates high school students on investing and financial literacy. The episode highlights their program's approach to making financial concepts relatable through current events and the challenges of expanding their reach. They also share insights on the impact and importance of financial education for young people.

In this episode of the NGPF Speaker Series, Dina and Tony Isola tackle financial literacy with a focus on educators. They discuss psychological barriers to effective money management and share insights into teacher retirement planning. The Isolas highlight the risks of high-fee investment products and emphasize strategic investment approaches for those with pensions. Offering practical advice, they advocate for informed decision-making to ensure financial stability. This episode is essential for educators aiming to improve their financial literacy and investment strategies.

In this NGPF Podcast episode, Yanely welcomes Rod Griffin from Experian to discuss the significant changes in the credit industry since 2019, including the rise of "Buy Now, Pay Later" services. Rod shares insights from his career and personal experiences with credit management. The discussion covers strategies for building and maintaining credit health, the importance of financial education, and recent updates in credit reporting practices. This episode provides essential guidance for navigating credit complexities and improving financial literacy.

Mary Dyer discusses her role at the Finance Authority of Maine (FAME), focusing on financial literacy and student aid. She introduces 'Claim Your Future,' an educational tool that helps students explore the financial outcomes of different career and educational paths. Mary shares insights on integrating financial education into various learning environments, making this episode a valuable resource for educators aiming to enhance their financial literacy programs.

In this NGPF podcast episode, Yanely and Aaron explore the complexities of modern marital finances and the importance of prenuptial agreements. He explains how prenups can serve as vital tools for establishing clear financial boundaries and responsibilities in a marriage, ensuring that couples start their union with transparency and mutual understanding. Aaron's insights provide valuable guidance on navigating the often tricky intersection of love and finance.

Jaclyn Pinero, CEO of uAspire, joins us to explore college affordability and financial aid. Jaclyn discusses the challenges students face with financial aid applications, institutional aid, and scholarships. She highlights how uAspire aids in demystifying these processes for both students and educators, providing essential tools and training. This episode offers valuable insights for anyone seeking to understand and navigate the financial complexities of higher education.

In this episode of the NGPF Speaker Series, Matthew Meade shares his journey from New Jersey to Wall Street, highlighting his career development in finance. He emphasizes the importance of mentorship, authenticity, and continuous learning in the workplace. Matthew discusses how artificial intelligence is reshaping finance and provides advice for young people interested in the field, underscoring the importance of soft skills alongside technical expertise.  Join us as Matthew also touches on his experience with writing and self-publishing, encouraging a philosophy of lifelong learning and legacy building. 

In this NGPF podcast episode, Yanely Espinal talks with Lenworth Williamson, a former professional athlete and current leader at BUILD.org, who discusses his journey from athletics to empowering youth through entrepreneurship education. Raised by Jamaican immigrant parents, Len shares how his background shaped his approach to teaching and mentoring in urban public schools. He highlights the role of entrepreneurial skills in fostering student engagement and the critical importance of financial literacy. Discover Lenworth's impactful strategies for inspiring the next generation of leaders and entrepreneurs.

In this NGPF podcast episode, Tim Ranzetta talks with Brendan Duebner, who has transitioned from military service to pioneering financial education for military personnel through his initiative, Life Skills for Soldiers. Brendan shares insights from his journey and discusses the impact of financial readiness training on service members. This episode delves into the challenges and successes of embedding financial education within the military, highlighting Brendan's innovative approaches and his vision for empowering service members financially.

In this episode of the NGPF podcast, host Tim Ranzetta talks with Roy Stevens, author of the new book "The Sloth Investor: Simplifying Investing for All," about his investment strategy that emphasizes simplicity, low fees, and global diversification. Roy discusses his foundational principles, shaped by personal experiences and industry giants like Warren Buffett, advocating for a passive approach to investing. He addresses the psychological barriers and educational deficiencies that often impede effective investing. This conversation offers valuable insights for anyone looking to adopt a more deliberate and informed approach to their financial growth.